Specialty Insurance
High Limit Disability | Impaired Risk Life
Many times high income individuals have occupations that come with unique risks. And standard individual and group disability insurance are not enough to compensate the individual for the substantial loss of income due to injury or illness.
An applicant who presents additional risk to an insurer due to a medical condition, hazardous occupation or hobby may obtain coverage. Policy approval and pricing are based on overall applicant profile. In some cases with healthy credits, an applicant may obtain standard pricing.